Personality Authentication By way of Fingerprint Biometric Verification

Identity authentication is just a element of identifying identity fraud risk. Advances in technology through fingerprint biometric services have cause biometric verification learning to be a potential tool in identity verification.

What is identity authentication? The authentication process involves validating the identity presented is the actual person. It goes further than typical identity verification and seeks a confirmation that the person presenting the ID accurately is the person being represented by the ID.

Beyond Paper Identification:

The problem with paper identification can it be is not tamperproof. 검증업체  Efforts have now been created by states to improve security of state-issued ID cards; however, those trying to perpetrate fraud have now been able to keep up with the technology changes. How could you keep up with a criminal element specialized in staying one step in front of paper identification cards? The clear answer, you’ll need to improve the identity verification process to an identity authentication process.

Examine the below identity verification system. In case a system was able to achieve the below, what might the effect be for potential identity fraud risk?

The above demonstrates the requirement for comprehensive identity authentication systems to help mitigate identity fraud risk. A secondary requirement becomes apparent once you go through the steps required by comprehensive identity authentication systems–the need for speed of validation. As a result the device needs to be both accurate and efficient. Just how can this be achieved in point of service situations?

Multiple Verifications Mitigate Identity Fraud:

There is a statistical assumption that the more verification checks performed, the greater your odds are that you will be mitigating identity fraud risk. To execute multiple verifications will require an additional expenditure of time. To help keep the process of identity authentication accurate and efficient, what verifications checks must be performed? In the previously list there is something called “Connecting IDs to fingerprints,” this verification action will help hold the key to identity authentication.

Advances in fingerprint biometric technology have resulted in the capability to conduct biometric verification. Some solutions have the capability to capture and link a fingerprint to a single ID record. The effect is just a mitigation of identity fraud risk and fraud risk caused by someone attempting to use multiple identities.

Fingerprint Biometric technology provides identity resolution, or the capability to match anyone to 1 identity. The capacity to find identity fraud patterns also prevents individual users from making multiple ID fraud attempts. One last good thing about fingerprint biometrics is that the fingerprint images are stored and available to police and prosecution of identity fraud suspects.

Uses of Biometric Verification:

The power for fingerprint biometrics to connect a single fingerprint to a single identity becomes desirable in a variety of business applications. Biometric verification can mitigate identity fraud risk by linking a fingerprint to a single stored identity. This technology becomes desirable in situations where high security is required for identity authentication ahead of new business being conducted. Applications such as for example opening a high-value new account or authenticating an identity through repeat transactions illustrate the requirement to implement biometric verification.